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	<title>Hour Payday Loans Blog</title>
	<link>http://blog.hourpaydayloans.co.uk</link>
	<description>Keeping you in touch with the Loan and Finance Market</description>
	<lastBuildDate>Wed, 06 Oct 2010 20:18:08 +0000</lastBuildDate>
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		<title>Higher Interest Rates on Unsecured Loans</title>
		<description><![CDATA[Research by the lending company, Sainsbury&#8217;s Finance, has revealed that there has been a 16.74% increase in the average interest rate on personal loans of £5,000 in the last two years alone. The analysis, which compared all published interest rates on £5,000 loans for the months of September 2008 and September 2010, reveals that the [...]]]></description>
		<link>http://blog.hourpaydayloans.co.uk/unsecured-loans/higher-interest-rates-on-unsecured-loans/</link>
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		<title>OFT say Payday Loan Industry &#8220;Works reasonably well&#8221;</title>
		<description><![CDATA[A small group of MPs within the Conservative / Liberal Democrat Coalition Government want the &#8220;legal loan sharking&#8221; of Payday Loans banned. But what will this really achieve? In our opinion this will only encourage illegal loan sharks to target more vunerable families and individuals who reply on a valuable service provided by Payday Loan [...]]]></description>
		<link>http://blog.hourpaydayloans.co.uk/this-blog/oft-say-payday-loan-industry-works-reasonably-well/</link>
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		<title>Payday Loan Applications Rise Massively</title>
		<description><![CDATA[In a bit of an unsuprising find &#8211; the number of people taking out payday loans, in the UK, has quadrupled over the last four years, according to a new report by Consumer Focus.   In its study &#8211; ‘Keeping the Plates Spinning’ &#8211; Consumer Focus estimates that the number of people using payday loans has [...]]]></description>
		<link>http://blog.hourpaydayloans.co.uk/this-blog/payday-loan-applications-rise-massively/</link>
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		<title>UK Secured Loans to 90%</title>
		<description><![CDATA[Secured Loans Consulting is now offering a 90% LTV second charge product available up to £15,000. It is being funded by an unnamed lender, which SLC says is new the marketplace.   Employed applicants over 25 years of age only will be considered.    Richard Croll, new business manager at SLC, said: &#8220;This new product [...]]]></description>
		<link>http://blog.hourpaydayloans.co.uk/this-blog/uk-secured-loans-to-90/</link>
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		<title>The Obsession with the APR</title>
		<description><![CDATA[Whenever anyone talks about any kind of loan, mortgage or any type of borrowing the most common question thrown into the conversation is: &#8220;What is the APR?&#8221; This is perfectly normal as the APR (Annual Percentage Rate) has been given to us to be able to use as a tool to compare different financial products. [...]]]></description>
		<link>http://blog.hourpaydayloans.co.uk/this-blog/the-obsession-with-the-apr/</link>
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		<title>Does anyone want to borrow money anymore?</title>
		<description><![CDATA[The general opinion amongst many is that the general public are not looking to borrow money as much as there were &#8211; but why? 1. Lack of available credit. 2. Too difficult to be approved. 3. Concerned about repayments due to worries about work. These are the 3 main reasons given. At Hour Payday LoansBlog [...]]]></description>
		<link>http://blog.hourpaydayloans.co.uk/this-blog/does-anyone-want-to-borrow-money-anymore/</link>
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		<title>Gap in the Unsecured Loans market</title>
		<description><![CDATA[The UK loans market, along with the rest of the world, took a massive hit when the global recession took hold. It could be argued that the Unsecured Loans market took the biggest hit. But why? One of the problems that hit banks and lending institutions was the inability of some of their customers to [...]]]></description>
		<link>http://blog.hourpaydayloans.co.uk/unsecured-loans/gap-in-the-unsecured-loans-market/</link>
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		<title>Hour Payday Loans and Today Loan link with Lead Affinity</title>
		<description><![CDATA[HourPaydayLoans and TodayLoan are delighted to announce not only that they are working side by side but also with their association with Lead Affinity. Lead Affinity is building a network of websites giving their customers the best chance of being approved a Payday Loan in the UK. Simply put &#8211; if you apply for a [...]]]></description>
		<link>http://blog.hourpaydayloans.co.uk/this-blog/hour-payday-loans-and-today-loan-link-with-lead-affinity/</link>
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		<title>Welcome to Hour Payday Loans Blog</title>
		<description><![CDATA[Welcome to a new, fresh and exciting blog that will keep you updated with the world of finance in the UK. Clearly, due to the title of this blog, we do have an interest in the UK Payday Loans market but we will also be looking at Mortgages, Debt Management, Unsecured Loans, Homeowner Loans and Secured Loans [...]]]></description>
		<link>http://blog.hourpaydayloans.co.uk/this-blog/welcome-to-hour-payday-loans-blog/</link>
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